Click on the links below:
Situation: My
real estate agent is failing to sell my house fast.
Situation: My
house needs repairs and seems hard to sell.
Situation: My
house is vacant or I am tired of being a landlord. Or, I have bad tenants.
Situation: A
bankruptcy is leading me to seek the sale of my house instantly.
Situation: You have little equity that you risk having to pay at closing.
Situation: A
divorce has left me and my ex- with a house that must be sold.
Situation: I
am facing foreclosure very quickly. I am behind on my mortgage payments.
Situation: My
job or family situation has required me and my family to relocate.
Situation: I
am building or buying a new home and need to sell the old house fast (and/or I
am making payments on two houses at once).
Situation:
Someone whom I love has died and left me with an estate to settle.
Situation: My
house has liens or title problems inhibiting its immediate sale.
Situations and Answers
Home Option Solutions caters in a customized, personal way
to many challenging situations. Here are some situations:
Situation: I
am facing foreclosure very quickly. I am behind on my mortgage payments.
Answer: Home Option Solutions can buy your house even if
it is in foreclosure. Whether you're just behind on your mortgage payments, call us
to see what we can offer.
Please click here
for detailed information about:
2. Solutions
if you would like to
sell your house fast
;
1. The
foreclosure process itself;
Please phone me, David, at Home Option Solutions at
503-502-9055 to discuss your concerns. Or, if you prefer, request
my help
easily online.
Situation:
Someone whom I love has died and left me with an estate to settle.
Answer: There are many hurdles to settling an estate and
selling a home in the case of a deceased owner. Sometimes emotion and grief
can cloud the landscape further as you approach these hurdles. Home Option
Solutions is very experienced in managing home sales under these
conditions.
Sensitive to your loss and mindful of bureaucratic
procedures, red-tape, probate concerns, estate law, tax regulations, and state
and local requirements in Arizona, Washington, and Oregon, my history of
solutions and my solutions-oriented approach enable you, as estate executor or
other party with authority, to sell the house as quickly as possible.
I can also help in more complicated estate situations. For
instance, are you one of several people in your family who have inherited
only part of the house? In cases like these, where you own a ‘partial
interest’ in the house, I can often buy your and/or all of the other
partial owners’ interest immediately. This will enable the value of the house
to be instantly converted into cash (or planned payments) for distribution
among the heirs that inherited the house. I understand that there is no value
to you in partial ownership of a house until the house sells and the funds are
disbursed.
[Please note that Home Option Solutions is not a lawyer and
cannot offer legal advice; however, Home Option Solution knows the terrain of
buying an estate-attached home and can help you through it.]
Please phone me, David,
at Home Option Solutions at 503-502-9055 to discuss the specifics of your
estate-related situation. Or, if you prefer, request my help
easily online.
Situation: A
bankruptcy is leading me to seek the sale of my house instantly.
Answer: I understand that bankruptcy is an extremely difficult
time for an individual. If you are a homeowner facing a bankruptcy, you may
feel lost. Maybe your world seems upside down. It may be very important for
you to stabilize your mortgage payments so that you and your family may remain in your home and overcome this difficult time. Or,
alternatively, you may have a strong preference to sell
your home instantly (literally) and receive cash as soon as
possible, we buy houses
so that you may begin your new life immediately. If either of these
situations describes you, or if you feel like you are not sure exactly what you
need next as a homeowner, please phone me, David, at Home Option Solutions at
503-502-9055. Or, if you prefer, request my help
easily online.
Either way, I will be very glad to help you figure out your
position and present viable solutions tailored to you
specifically
.
Please note that I am not an attorney, so I cannot give
legal advice. My specialty is buying houses when there is a need to sell. If
you would like to explore the option of selling your house to me, please first
consult directly with your bankruptcy trustee to learn specifically whether:
(1) your house is included in the bankruptcy; and (2) the creditors and trustee
will approve the sale of the house. If all is approved, please definitely call
me at 503-502-9055, so that I can find a solution for your house that makes
sense to us all.
Situation: A
divorce has left me and my ex- with a house that must be sold.
Answer: Under the stressful conditions of divorce, a house
may be a major asset of contention and/or it may require urgent liquidation so
that its worth can be divided. In some cases a house has to be sold and the
profit/losses split equally. Or
perhaps one party would like to stay in the house but cannot afford the
payments independently. I can offer special solutions for this
case.
Whether you are the ex-husband or the ex-wife in any divorce
scenario, and whether the divorce is amicable or not friendly, Home Option
Solution can often provide some peace of mind to everyone involved, offering a
wide choice of solutions. I am experienced at buying houses very quickly. In
some divorce cases, one party needs to receive cash as soon as possible,
so that you may begin your new life immediately; this is another benefit that
may be available through Home Option Solutions.
I can also help you out of this bind: if you are one-half
owner of your house, I may very well be able to settle your
half of the house. Having a great deal of knowledge in serving homeowners
who have been through a divorce, I am especially aware of the unnerving
challenge that many former couples face when they each own half of the
house—and there is no present value in this partial ownership situation for
either ex-spouse until the house is sold and the funds are disbursed. I
understand the stress that this condition adds to the other challenges of your
being recently divorced. I would be very glad to talk to you and see how I can
solve your particular home ownership problem.
Please phone me, David,
at Home Option Solutions at 503-502-9055 to discuss your specific
divorce-related home ownership situation. Or, if you prefer, request my
help
easily online.
Situation: My
job or family situation has required me and my family to relocate.
Answer: A relocation can be an extremely happy and exciting
time or an exhaustingly difficult time in your life. Perhaps you are moving
because of a new job or to be closer to ailing family. Maybe it’s just time to
move closer to the people you love. Regardless of the reason—but sensitive to
it, Home Option Solutions brings expertise to quickly selling the home that you
are leaving behind.
Are you considering moving and temporarily leaving your
closest family members behind while your house is up for sale with an
agent? Or, maybe you’ve thought of moving the whole family with you
immediately, thereby leaving your house entirely empty and listed with
an agent. In both of these cases, you still have to pay the mortgage each
month and you bear the uncertainty of not knowing when your house will finally
sell—and when (even if) the seller will be approved for
financing. Meanwhile, you may be worrying about the physical condition of your
house and property as it sits vacant or about the emotional health of your
family and yourself if you choose to leave them behind and endure the
difficult, indefinite separation.
I understand that the delay and uncertainty under these
circumstances are financial and emotional burdens that you would like to
relieve as soon as possible—so that you can move on. Literally.
Call to see if I can help.
If you need cash fast, I can buy your home immediately: in
many cases, I can buy your home and close in under 7 days.
Please click here to see how it would make sense to consider
selling to us instead of listing with an agent
.
Please phone me, David,
at Home Option Solutions at 503-502-9055 to discuss your specific relocation
scenario and dilemma. Or, if you prefer, request my help
easily online.
Situation: I
am building or buying a new home and need to sell the old house fast (and/or I
am making payments on two houses at once).
Answer: Whether you are building (or buying) a new home
around the block or across the world, Home Option Solutions knows that you must
neutralize the prospect or current burden of paying for two homes at once.
Home Option Solutions offers expertise, methodology, a real-time database of
prospective buyers, and independent financial backing as a frequently
successful key to selling your old house very
quickly. I can provide a much faster purchase and close than almost
any real estate agent because I am an investor who can buy your house
immediately rather than list it.
Please phone me, David,
at Home Option Solutions at 503-502-9055 to discuss the specific two-home
balancing act that you face. Or, if you prefer, request my help
easily online.
Situation: You
risk having to bring "cash to closing" if you sell you house.
Answer: Whether you have some or little equity in your home,
we may be able to purchase it so that you do not have to bring "cash to closing".
"Cash to closing" is a term used by real estate agents, mortgage brokers, and
escrow agents. It's a term that says that the SELLER of the house would have
to PAY money to complete the sale of their own house. This WILL occur when
the offer you receive would not pay the following: the existing mortgage payoff(s),
lien payoff(s), lender fees, closing costs, and real estate agent fees. Obviously
it wouldn't be very exciting to have your house sold if you have to come out
of pocket. Click here
to see how the costs can add up.
Oftentime an agent will not even want to list your home because you would have
to bring cash to closing (and it is good that they don't),
This makes it a very shaky deal in their eyes. But
I have the experience and 'know-how' to help people out of situations like these.
If your house qualifies and if I buy your house in this situation,
we will try to take care of all the closing costs involved and will never charge
you a commission.
Click here: get our free, easy-to-read Special Report that specifically addresses
properties in unfavorable circumstances like this.
Please phone me, David,
at Home Option Solutions at 503-502-9055 to see if we can work things out so
that you don't have to bring cash to closing. Or, if you prefer, request my help
easily online.
Situation: My
house is vacant or I am tired of being a landlord. Or, I have bad tenants.
Answer: The opportunity cost of having a vacant house
can be even more staggering than the direct cost of paying the mortgage and
maintaining the home. (The ‘opportunity cost’ is the potential money
and other benefits that you could otherwise be earning but that
you are giving up and foregoing when your house remains vacant.)
Whether your home is vacant by choice or because you cannot find suitable
tenants, each day that your house remains empty is a day of foregone income for
you at best—and painful mortgage, maintenance, tax, and other payments for you
at worst. In addition the stress of constantly ‘keeping an eye’ on your
vacant property and wondering about its well-being in your absence can be a
real energy drain.
If you do have tenants and you are a landlord
of this house, you may face high tenant turnover, with a seemingly endless
effort to attract and screen new suitable renters. Or you may have steady
tenants who complain constantly and/or who damage the property. You may even
have steady good tenants, but just be downright tired of your
role and responsibility as a landlord and property manager.
I understand all of these situations. I can help in each
case. If desired, I can buy your house quickly and save you both the direct and
opportunity costs of having a vacant home. I can spare you the stress of
being a landlord. Many choices offered by Home Option Solutions involve cash
up-front and quick closings.
Please phone me, David,
at Home Option Solutions at 503-502-9055 to discuss your specific
landlord-related or vacant property situation. Or, if you prefer,
request my help
easily online.
Situation: My
house needs repairs and seems hard to sell.
Answer: Remember, buying a house is a big decision for most
people and it’s easy for them to get ‘spooked.’ At the first sight of a
complication
or small problem, a buyer could run like a scared animal. Here are a list
of repairs that you don't have to make if we come to a mutually beneficial settlement:
roof sagging/replacement, termite damage, water damage, dry rot, kitchen/bath remodel/updates,
fireplace repairs, electrical rewiring, window replacement, floor/sub-floor refinish/replacement,
garbage removal, etc,.., etc..., etc... You
may feel instinctively and correctly that a necessary repair could be the main
factor preventing you from selling your house. We can take these problems and the stress
associated with them off your hands.
At Home Option Solutions, I am very prepared to buy houses in
virtually any condition of repair or disrepair—assuming that the home is
not located in a high-crime neighborhood or subject to very unusual
environment-related problems (for example, built on a toxic waste dump). I
buy houses that need minor or major repairs. My business model and
service orientation let me buy imperfect houses easily. Repairs are not a
typical obstacle to Home Option Solutions. Let me hear more.
Please phone me, David,
at Home Option Solutions at 503-502-9055 to discuss your specific
repair-related obstacle or your overall request for help with the selling
process. Or, if you prefer, request my help
easily online.
Situation: My
house has liens or title problems inhibiting its immediate sale.
Answer: Again, since buying a house is a big decision for
most people, a lien against the house and the potential aggravation in dealing
with the lien may frighten and alienate otherwise interested buyers. This is
also true if there are issues surrounding ownership and title.
This is where my experience can really help. Let me at Home
Option Solutions help solve your lien or title problem(s)—or if I can’t solve
them, perhaps I can provide choices or guidance that will make them less of an
obstacle. I may be able to relieve you immediately of the lien. I may have a
way to render a title issue impotent and benign. My years of experience and
evolving know-how can help you through situations like these. I am very often
able to buy houses with these problems.
I would like to learn the details of your situation. Please
phone me at Home Option Solutions: 503-502-9055 to discuss your house and any
related issues including lien or title problems. Or, if you prefer, request my
help
easily online.
Situation: My
real estate agent is failing to sell my house fast.
Answer: There are many reasons why your real estate
agent is not selling your house soon enough. For one, selling a house is
usually a complicated process. For another, an agent lists five, ten, even
dozens of houses at a time, and it’s rare if an agent can give all of his or
her properties close personal attention. It’s no wonder that a listed home can
take a long time (3-6 months or more) to sell while you, the owner, are stuck
maintaining the property and making house payments month after month.
Home Option Solutions is able to bypass the listing
process entirely and buy houses like yours outright, with no lead
time. Often I can close within 7 days and sometimes even within 72 hours.
For a
detailed table
demonstrating how a real estate agent may be a poor choice for you—and
how Home Option Solutions, as an investor, may be the best choice for you,
please click
here.
You will also want to
click here
to see an example of real life numbers when selling using a real estate agent.
Believe me, you don't want to sell your house with an agent if you have to
pay $5,000-$20,000 at closing - which can happen if you don't know the true
costs. You don't want a foreclosure on your credit if you can't
make the payments while the house sits on the market.
Click here for the example.
Please phone me, David,
at Home Option Solutions at 503-502-9055 to discuss your specific situation. Or,
if you prefer, request my help
easily online.
Other
Situations
Please phone me, David, at Home Option Solutions
at 503-502-9055 to discuss your specific situation. Or, if you prefer,
request my help
easily online.